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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,316 | $57,330+68.0% | $86,656+11.1% | $75,177+28.1% |
| Participation rate | 50.9% | 63.2%-12.3pp | 71.7%-20.8pp | 67.2%-16.3pp |
| Annual return | 17.56% | 2675.40%-2657.8pp | 593.09%-575.5pp | 160.75%-143.2pp |
| Employer contribution / active EE | $1,433 | $2,316-38.1% | $3,025-52.6% | $2,671-46.3% |
| Participant deferral / active EE | $3,535 | $3,320+6.5% | $4,439-20.4% | $4,126-14.3% |
| Admin fee / account holder | $1,503 | $4,115-63.5% | $5,619-73.2% | $5,651-73.4% |