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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,657 | $54,370+42.8% | $82,763-6.2% | $68,490+13.4% |
| Participation rate | 64.0% | 63.9%+0.1pp | 72.6%-8.6pp | 67.9%-3.9pp |
| Annual return | -16.83% | -13.67%-3.2pp | 702.45%-719.3pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,542 | $2,219-30.5% | $3,008-48.7% | $2,597-40.6% |
| Participant deferral / active EE | $3,561 | $3,247+9.7% | $4,395-19.0% | $4,028-11.6% |
| Admin fee / account holder | $4,028 | $4,398-8.4% | $5,325-24.4% | $5,403-25.5% |