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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,945 | $60,349+15.9% | $74,184-5.7% | $62,881+11.2% |
| Participation rate | 82.4% | 72.7%+9.6pp | 76.6%+5.7pp | 69.3%+13.0pp |
| Annual return | -0.39% | 21.38%-21.8pp | 17.74%-18.1pp | 20.14%-20.5pp |
| Employer contribution / active EE | $1,537 | $1,680-8.5% | $2,370-35.1% | $2,281-32.6% |
| Participant deferral / active EE | $3,974 | $2,856+39.1% | $3,550+11.9% | $3,203+24.1% |
| Admin fee / account holder | $3,201 | $4,261-24.9% | $5,586-42.7% | $4,296-25.5% |