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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,250 | $56,063+98.4% | $76,051+46.3% | $80,911+37.5% |
| Participation rate | 52.8% | 62.0%-9.3pp | 69.1%-16.3pp | 67.6%-14.9pp |
| Annual return | 11.77% | 20.54%-8.8pp | 360.42%-348.6pp | 35.63%-23.9pp |
| Employer contribution / active EE | $1,627 | $1,874-13.2% | $2,690-39.5% | $2,756-40.9% |
| Participant deferral / active EE | $3,917 | $3,052+28.3% | $4,257-8.0% | $4,297-8.9% |
| Admin fee / account holder | $3,178 | $5,240-39.4% | $6,416-50.5% | $6,935-54.2% |