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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,024 | $48,274+74.1% | $63,244+32.9% | $59,633+40.9% |
| Participation rate | 27.4% | 66.3%-38.9pp | 71.0%-43.6pp | 68.7%-41.3pp |
| Annual return | -0.36% | -240.79%+240.4pp | -70.31%+69.9pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $629 | $1,586-60.4% | $2,322-72.9% | $2,203-71.5% |
| Participant deferral / active EE | $1,070 | $2,343-54.3% | $2,953-63.8% | $3,192-66.5% |
| Admin fee / account holder | $6,761 | $3,600+87.8% | $5,893+14.7% | $4,297+57.3% |