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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,837 | $154,193-33.3% | $130,045-20.9% | $139,466-26.3% |
| Participation rate | 70.8% | 82.0%-11.1pp | 78.5%-7.7pp | 80.3%-9.5pp |
| Annual return | 11.60% | 32.51%-20.9pp | -137.30%+148.9pp | 373.66%-362.1pp |
| Employer contribution / active EE | $949 | $5,292-82.1% | $4,321-78.1% | $4,754-80.0% |
| Participant deferral / active EE | $2,398 | $6,709-64.3% | $5,820-58.8% | $6,712-64.3% |
| Admin fee / account holder | $1,262 | $13,989-91.0% | $10,600-88.1% | $11,409-88.9% |