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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,600 | $153,769+45.4% | $133,975+66.9% | $273,972-18.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.95% | 36.51%-28.6pp | 29.29%-21.3pp | 41.46%-33.5pp |
| Employer contribution / active EE | $13,229 | $6,029+119.4% | $5,211+153.9% | $4,869+171.7% |
| Participant deferral / active EE | $13,743 | $6,958+97.5% | $6,282+118.8% | $5,287+159.9% |
| Admin fee / account holder | $605 | $11,765-94.9% | $9,324-93.5% | $10,133-94.0% |