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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,770 | $109,344-95.6% | $89,400-94.7% | $158,950-97.0% |
| Participation rate | 25.0% | 74.3%-49.3pp | 68.0%-43.0pp | 82.0%-57.0pp |
| Annual return | 0.00% | 345.73%-345.7pp | 245.64%-245.6pp | 302.91%-302.9pp |
| Employer contribution / active EE | $327 | $3,170-89.7% | $2,586-87.3% | $4,762-93.1% |
| Participant deferral / active EE | $934 | $4,599-79.7% | $3,890-76.0% | $5,983-84.4% |
| Admin fee / account holder | $24 | $6,154-99.6% | $4,882-99.5% | $11,248-99.8% |