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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,210 | $93,589-34.6% | $135,942-55.0% | $75,181-18.6% |
| Participation rate | 94.4% | 75.2%+19.3pp | 81.9%+12.5pp | 67.2%+27.2pp |
| Annual return | 26.55% | 30.90%-4.4pp | 68.28%-41.7pp | 160.69%-134.1pp |
| Employer contribution / active EE | $5,341 | $3,537+51.0% | $4,858+10.0% | $2,671+100.0% |
| Participant deferral / active EE | $9,488 | $6,405+48.1% | $7,759+22.3% | $4,126+130.0% |
| Admin fee / account holder | $6,613 | $6,977-5.2% | $10,764-38.6% | $5,650+17.0% |