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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,084 | $180,466+34.1% | $154,114+57.1% | $135,382+78.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.02% | 888.15%-895.2pp | 735.16%-742.2pp | 519.77%-526.8pp |
| Employer contribution / active EE | $14,237 | $6,035+135.9% | $5,298+168.7% | $4,779+197.9% |
| Participant deferral / active EE | $8,902 | $5,806+53.3% | $5,081+75.2% | $5,609+58.7% |
| Admin fee / account holder | $9,860 | $16,144-38.9% | $13,411-26.5% | $10,829-8.9% |