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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,221 | $104,694+49.2% | $85,709+82.3% | $167,536-6.8% |
| Participation rate | 66.7% | 76.4%-9.7pp | 69.9%-3.2pp | 82.1%-15.4pp |
| Annual return | 16.60% | 21.45%-4.8pp | 21.49%-4.9pp | 478.82%-462.2pp |
| Employer contribution / active EE | $7,670 | $3,337+129.8% | $2,619+192.9% | $4,839+58.5% |
| Participant deferral / active EE | $2,431 | $4,826-49.6% | $3,924-38.0% | $6,342-61.7% |
| Admin fee / account holder | $26 | $10,035-99.7% | $6,876-99.6% | $12,315-99.8% |