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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,962 | $142,392-61.4% | $119,622-54.1% | $134,532-59.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.47% | -12.46%0pp | -14.98%+2.5pp | 418.27%-430.7pp |
| Employer contribution / active EE | $2,066 | $5,224-60.5% | $4,232-51.2% | $4,741-56.4% |
| Participant deferral / active EE | $4,995 | $6,467-22.8% | $5,601-10.8% | $6,401-22.0% |
| Admin fee / account holder | $4,692 | $13,593-65.5% | $10,328-54.6% | $11,429-58.9% |