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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,739 | $152,612-64.8% | $125,192-57.1% | $152,897-64.9% |
| Participation rate | 61.5% | 83.3%-21.8pp | 79.8%-18.2pp | 82.5%-20.9pp |
| Annual return | 17.03% | 54.85%-37.8pp | 43.79%-26.8pp | 345.43%-328.4pp |
| Employer contribution / active EE | $1,777 | $4,947-64.1% | $3,866-54.0% | $4,764-62.7% |
| Participant deferral / active EE | $6,781 | $5,868+15.5% | $4,937+37.3% | $5,851+15.9% |
| Admin fee / account holder | $27,254 | $13,437+102.8% | $9,704+180.9% | $11,599+135.0% |