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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,782 | $198,457-76.4% | $170,435-72.6% | $147,586-68.3% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 16.58% | 257.30%-240.7pp | 205.94%-189.4pp | 578.59%-562.0pp |
| Employer contribution / active EE | $1,946 | $6,183-68.5% | $5,432-64.2% | $4,876-60.1% |
| Participant deferral / active EE | $4,259 | $5,629-24.3% | $4,939-13.8% | $5,439-21.7% |
| Admin fee / account holder | $823 | $16,852-95.1% | $13,881-94.1% | $10,886-92.4% |