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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,073 | $168,635-53.1% | $147,617-46.4% | $125,389-36.9% |
| Participation rate | 68.2% | 88.8%-20.6pp | 84.6%-16.4pp | 83.2%-15.0pp |
| Annual return | 7.67% | 77.65%-70.0pp | 61.98%-54.3pp | 282.24%-274.6pp |
| Employer contribution / active EE | $1,911 | $6,252-69.4% | $5,564-65.7% | $4,866-60.7% |
| Participant deferral / active EE | $4,435 | $5,507-19.5% | $4,895-9.4% | $5,352-17.1% |
| Admin fee / account holder | $20,166 | $13,580+48.5% | $11,612+73.7% | $9,541+111.4% |