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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,160 | $95,383+165.4% | $185,837+36.2% | $85,856+194.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.54% | 23.59%-12.0pp | 122.08%-110.5pp | 318.58%-307.0pp |
| Employer contribution / active EE | $5,694 | $3,313+71.9% | $5,168+10.2% | $2,565+122.0% |
| Participant deferral / active EE | $6,076 | $3,423+77.5% | $5,568+9.1% | $3,952+53.7% |
| Admin fee / account holder | $1,339 | $7,213-81.4% | $16,241-91.8% | $6,261-78.6% |