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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,211 | $85,766+260.5% | $136,298+126.9% | $70,126+340.9% |
| Participation rate | 91.4% | 74.2%+17.3pp | 81.9%+9.5pp | 69.5%+21.9pp |
| Annual return | 16.61% | 31.46%-14.8pp | 5156.27%-5139.7pp | 73.15%-56.5pp |
| Employer contribution / active EE | $13,168 | $2,966+344.0% | $4,696+180.4% | $2,343+462.1% |
| Participant deferral / active EE | $15,819 | $5,051+213.2% | $6,247+153.2% | $3,332+374.8% |
| Admin fee / account holder | $4,529 | $5,421-16.5% | $9,244-51.0% | $4,645-2.5% |