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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,818 | $76,551+277.3% | $123,894+133.1% | $62,881+359.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 3.70% | 18.68%-15.0pp | 47.52%-43.8pp | 20.14%-16.4pp |
| Employer contribution / active EE | $12,787 | $2,882+343.6% | $4,617+177.0% | $2,281+460.6% |
| Participant deferral / active EE | $9,471 | $4,840+95.7% | $5,984+58.3% | $3,203+195.7% |
| Admin fee / account holder | $13,021 | $4,826+169.8% | $8,357+55.8% | $4,296+203.1% |