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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,357 | $102,393+339.8% | $147,041+206.3% | $80,911+456.6% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.6%+29.0pp |
| Annual return | 6.88% | 134.95%-128.1pp | 419.21%-412.3pp | 35.63%-28.7pp |
| Employer contribution / active EE | $5,074 | $3,715+36.6% | $4,935+2.8% | $2,756+84.1% |
| Participant deferral / active EE | $7,580 | $6,647+14.0% | $8,071-6.1% | $4,297+76.4% |
| Admin fee / account holder | $5,966 | $7,943-24.9% | $13,006-54.1% | $6,935-14.0% |