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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,357 | $102,429+339.7% | $147,096+206.2% | $80,925+456.5% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.0pp |
| Annual return | 6.88% | 135.02%-128.1pp | 419.75%-412.9pp | 35.65%-28.8pp |
| Employer contribution / active EE | $5,074 | $3,716+36.6% | $4,936+2.8% | $2,756+84.1% |
| Participant deferral / active EE | $7,580 | $6,649+14.0% | $8,071-6.1% | $4,299+76.3% |
| Admin fee / account holder | $5,966 | $7,957-25.0% | $13,005-54.1% | $6,940-14.0% |