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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,056 | $67,606+237.3% | $82,313+177.1% | $70,124+225.2% |
| Participation rate | 98.4% | 72.8%+25.7pp | 76.9%+21.5pp | 69.5%+28.9pp |
| Annual return | 11.66% | 21.57%-9.9pp | 25.88%-14.2pp | 73.14%-61.5pp |
| Employer contribution / active EE | $7,465 | $1,755+325.3% | $2,428+207.4% | $2,342+218.7% |
| Participant deferral / active EE | $10,722 | $2,987+259.0% | $3,706+189.3% | $3,332+221.8% |
| Admin fee / account holder | $4,343 | $4,512-3.8% | $5,608-22.6% | $4,645-6.5% |