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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,787 | $60,349+259.2% | $74,184+192.2% | $62,881+244.8% |
| Participation rate | 98.2% | 72.7%+25.5pp | 76.6%+21.6pp | 69.3%+28.9pp |
| Annual return | -1.48% | 21.38%-22.9pp | 17.74%-19.2pp | 20.14%-21.6pp |
| Employer contribution / active EE | $7,618 | $1,680+353.4% | $2,370+221.4% | $2,281+234.0% |
| Participant deferral / active EE | $11,370 | $2,856+298.1% | $3,550+220.3% | $3,203+255.0% |
| Admin fee / account holder | $8,392 | $4,261+97.0% | $5,586+50.2% | $4,296+95.3% |