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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,111 | $115,911+127.0% | $100,530+161.7% | $158,950+65.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -17.15% | 34.80%-52.0pp | 30.89%-48.0pp | 302.91%-320.1pp |
| Employer contribution / active EE | $3,268 | $4,104-20.4% | $3,418-4.4% | $4,762-31.4% |
| Participant deferral / active EE | $16,339 | $6,676+144.7% | $6,271+160.6% | $5,983+173.1% |
| Admin fee / account holder | $2,732 | $10,999-75.2% | $8,083-66.2% | $11,248-75.7% |