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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,203 | $138,102-87.5% | $125,381-86.3% | $134,532-87.2% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -16.89% | 750.73%-767.6pp | 572.31%-589.2pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,421 | $5,245-53.8% | $4,815-49.7% | $4,741-48.9% |
| Participant deferral / active EE | $3,187 | $7,801-59.1% | $7,448-57.2% | $6,401-50.2% |
| Admin fee / account holder | $321 | $11,568-97.2% | $10,007-96.8% | $11,429-97.2% |