Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $585,642 | $176,077+232.6% | $159,455+267.3% | $167,518+249.6% |
| Participation rate | 60.0% | 84.9%-24.9pp | 82.8%-22.8pp | 82.1%-22.1pp |
| Annual return | 7.36% | 331.83%-324.5pp | 263.63%-256.3pp | 478.71%-471.3pp |
| Employer contribution / active EE | $1,401 | $5,298-73.6% | $4,830-71.0% | $4,838-71.1% |
| Participant deferral / active EE | $1,442 | $7,751-81.4% | $7,353-80.4% | $6,342-77.3% |
| Admin fee / account holder | $10,895 | $12,556-13.2% | $10,800+0.9% | $12,312-11.5% |