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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,867 | $46,697-89.6% | $117,529-95.9% | $68,490-92.9% |
| Participation rate | 92.9% | 56.8%+36.1pp | 70.6%+22.3pp | 67.9%+25.0pp |
| Annual return | -14.53% | -14.52%0pp | 29.77%-44.3pp | -7.85%-6.7pp |
| Employer contribution / active EE | $0 | $1,506-100.0% | $4,179-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,344 | $2,637-11.1% | $4,072-42.4% | $4,028-41.8% |
| Admin fee / account holder | $1,173 | $4,023-70.8% | $5,645-79.2% | $5,403-78.3% |