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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,596 | $158,852-96.5% | $121,220-95.4% | $135,380-95.9% |
| Participation rate | 94.7% | 79.3%+15.4pp | 71.8%+23.0pp | 82.6%+12.1pp |
| Annual return | -4.21% | -0.64%-3.6pp | 16.94%-21.1pp | 519.81%-524.0pp |
| Employer contribution / active EE | $0 | $5,666-100.0% | $4,023-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,872 | $4,006-28.3% | $3,345-14.1% | $5,609-48.8% |
| Admin fee / account holder | $5,507 | $6,515-15.5% | $5,021+9.7% | $10,828-49.1% |