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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,115 | $148,623+106.6% | $135,974+125.9% | $139,466+120.2% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 18.98% | 79.30%-60.3pp | 68.30%-49.3pp | 373.66%-354.7pp |
| Employer contribution / active EE | $1,431 | $5,246-72.7% | $4,859-70.6% | $4,754-69.9% |
| Participant deferral / active EE | $14,325 | $8,103+76.8% | $7,760+84.6% | $6,712+113.4% |
| Admin fee / account holder | $9,991 | $12,406-19.5% | $10,767-7.2% | $11,409-12.4% |