Retirement plan

BECKLEY'S CAMPING CENTER RETIREMENT PLAN

Name: BECKLEY ENTERPRISES, INC. DBA BECKLEY'S CAMPING CENTER - BECKLEY'S CAMPING CENTER RETIREMENT PLAN (2019) Form 5500
Creator: BECKLEY ENTERPRISES, INC. DBA BECKLEY'S CAMPING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BECKLEY'S CAMPING CENTER RETIREMENT PLAN, BECKLEY ENTERPRISES, INC. DBA BECKLEY'S CAMPING CENTER

BECKLEY ENTERPRISES, INC. DBA BECKLEY'S CAMPING CENTEREIN 52-1237815Plan #001PY 2019

11109 ANGLEBERGER RD. - THURMONT, MD 21788301-898-3300

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$11M

+27.6% from 2018

Total participants

151

+7.1% from 2018

Average account balance

$83,425

+18.9% from 2018

Annual return

20.22%

+23.27 pp from 2018

Benchmarks

See 449 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort449 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$129K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.17M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$798

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY2 years Service code 13 · EIN 42-0127290	Contract Administrator	$79,734
RBC WEALTH MANAGEMENT2 years Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330	Advisory (Plan)	$27,634
PRIME BENEFITS, INC.2 years Filed as: PRIME BENEFITS INC. Service code 13 · EIN 52-2204662	Contract Administrator	$13,711
LINTON SHAFER WARFIELD & GARRETT. P1 year Service code 10	Accounting	$8,722
LINTON SHAFER WARFIELD & GARRETT. P1 year Filed as: LINTON SHAFER WARFIELD & GARRETT, Service code 10 · EIN 52-1273734	Accounting	$8,250

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$81K

$597 / participant

Contract admin$81K100.0%

% of EOY assets

0.732%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LINTON SHAFER WARFIELD & GARRETT. P
Auditor EIN: 521273734
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$83,425

$50,175+66.3%

$99,470-16.1%

$65,185+28.0%

Participation rate

85.9%

68.4%+17.5pp

73.8%+12.1pp

70.2%+15.7pp

Annual return

20.22%

25.36%-5.1pp

30.72%-10.5pp

29.38%-9.2pp

Employer contribution / active EE

$3,821

$1,496+155.4%

$2,540+50.4%

$2,177+75.6%

Participant deferral / active EE

$1,932

$2,748-29.7%

$3,619-46.6%

$3,514-45.0%

Admin fee / account holder

$610

$398+53.5%

$6,252-90.2%

$847-28.0%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY2 years

Service code 13 · EIN 42-0127290

Contract Administrator

$79,734

RBC WEALTH MANAGEMENT2 years

Filed as: RBC CAPITAL MARKETS LLC

Service code 27 · EIN 41-1416330

Advisory (Plan)

$27,634

PRIME BENEFITS, INC.2 years

Filed as: PRIME BENEFITS INC.

Service code 13 · EIN 52-2204662

Contract Administrator

$13,711

LINTON SHAFER WARFIELD & GARRETT. P1 year

Service code 10

Accounting

$8,722

LINTON SHAFER WARFIELD & GARRETT. P1 year

Filed as: LINTON SHAFER WARFIELD & GARRETT,

Service code 10 · EIN 52-1273734

Accounting

$8,250

BECKLEY'S CAMPING CENTER RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BECKLEY'S CAMPING CENTER RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion