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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,348 | $65,364+21.4% | $92,909-14.6% | $72,975+8.7% |
| Participation rate | 34.9% | 68.3%-33.4pp | 76.0%-41.1pp | 69.5%-34.6pp |
| Annual return | 24.60% | 42.11%-17.5pp | 109.44%-84.8pp | 81.01%-56.4pp |
| Employer contribution / active EE | $746 | $2,594-71.2% | $3,653-79.6% | $2,440-69.4% |
| Participant deferral / active EE | $1,648 | $3,128-47.3% | $4,238-61.1% | $3,608-54.3% |
| Admin fee / account holder | $3,588 | $4,251-15.6% | $5,795-38.1% | $5,124-30.0% |