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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,451 | $63,346+0.2% | $92,240-31.2% | $70,126-9.5% |
| Participation rate | 42.9% | 68.7%-25.8pp | 76.5%-33.6pp | 69.5%-26.7pp |
| Annual return | 21.62% | 530.19%-508.6pp | 176.29%-154.7pp | 73.15%-51.5pp |
| Employer contribution / active EE | $799 | $2,471-67.7% | $3,680-78.3% | $2,343-65.9% |
| Participant deferral / active EE | $2,132 | $2,854-25.3% | $3,897-45.3% | $3,332-36.0% |
| Admin fee / account holder | $662 | $3,841-82.8% | $5,194-87.3% | $4,645-85.7% |