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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,986 | $150,447-56.1% | $136,298-51.6% | $147,586-55.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.88% | 1049.15%-1032.3pp | 5156.27%-5139.4pp | 578.59%-561.7pp |
| Employer contribution / active EE | $7,345 | $5,256+39.7% | $4,696+56.4% | $4,876+50.6% |
| Participant deferral / active EE | $3,675 | $6,631-44.6% | $6,247-41.2% | $5,439-32.4% |
| Admin fee / account holder | $1,718 | $10,906-84.3% | $9,244-81.4% | $10,886-84.2% |