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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,512 | $105,195+157.2% | $159,450+69.7% | $85,854+215.1% |
| Participation rate | 81.8% | 75.8%+6.0pp | 82.8%-1.0pp | 69.3%+12.5pp |
| Annual return | 20.27% | 45.08%-24.8pp | 263.60%-243.3pp | 318.56%-298.3pp |
| Employer contribution / active EE | $4,807 | $3,319+44.8% | $4,830-0.5% | $2,565+87.4% |
| Participant deferral / active EE | $8,476 | $5,946+42.6% | $7,352+15.3% | $3,952+114.5% |
| Admin fee / account holder | $1,786 | $6,934-74.2% | $10,800-83.5% | $6,260-71.5% |