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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,676 | $97,550-50.1% | $120,344-59.6% | $87,485-44.4% |
| Participation rate | 68.0% | 72.8%-4.8pp | 76.7%-8.7pp | 68.9%-0.9pp |
| Annual return | 19.28% | 18.41%+0.9pp | 20.30%-1.0pp | 26.06%-6.8pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,373 | $4,230-20.3% | $5,135-34.3% | $4,274-21.1% |
| Admin fee / account holder | $264 | $9,543-97.2% | $12,742-97.9% | $7,775-96.6% |