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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,470 | $100,805-70.8% | $86,698-66.0% | $134,532-78.1% |
| Participation rate | 58.3% | 79.0%-20.6pp | 76.6%-18.3pp | 81.2%-22.9pp |
| Annual return | -11.68% | 29.09%-40.8pp | 35.95%-47.6pp | 418.27%-430.0pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,095 | $5,339-42.0% | $4,656-33.5% | $6,401-51.6% |
| Admin fee / account holder | $15,739 | $10,925+44.1% | $7,493+110.1% | $11,429+37.7% |