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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,676 | $95,453-49.0% | $112,040-56.6% | $82,448-41.0% |
| Participation rate | 68.0% | 72.8%-4.8pp | 76.5%-8.5pp | 68.1%-0.1pp |
| Annual return | 19.28% | 23.92%-4.6pp | 24.52%-5.2pp | 41.64%-22.4pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,373 | $4,224-20.2% | $5,098-33.8% | $4,139-18.5% |
| Admin fee / account holder | $264 | $9,013-97.1% | $12,098-97.8% | $7,234-96.3% |