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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,591 | $69,273+169.4% | $90,796+105.5% | $82,637+125.8% |
| Participation rate | 84.0% | 64.0%+20.0pp | 69.5%+14.5pp | 68.1%+15.9pp |
| Annual return | 11.63% | 18.37%-6.7pp | 19.29%-7.7pp | 53.51%-41.9pp |
| Employer contribution / active EE | $1,584 | $1,865-15.1% | $2,294-30.9% | $2,552-37.9% |
| Participant deferral / active EE | $2,148 | $3,047-29.5% | $3,822-43.8% | $4,126-47.9% |
| Admin fee / account holder | $48,299 | $5,511+776.5% | $7,024+587.7% | $7,339+558.1% |