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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,190 | $138,102-46.3% | $125,381-40.8% | $134,532-44.9% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -23.41% | 750.73%-774.1pp | 572.31%-595.7pp | 418.27%-441.7pp |
| Employer contribution / active EE | $6,207 | $5,245+18.3% | $4,815+28.9% | $4,741+30.9% |
| Participant deferral / active EE | $6,878 | $7,801-11.8% | $7,448-7.7% | $6,401+7.4% |
| Admin fee / account holder | $370 | $11,568-96.8% | $10,007-96.3% | $11,429-96.8% |