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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,930 | $57,350-79.2% | $83,850-85.8% | $64,181-81.4% |
| Participation rate | 92.2% | 68.6%+23.6pp | 76.1%+16.0pp | 69.6%+22.6pp |
| Annual return | 6.13% | 11.38%-5.3pp | 850.92%-844.8pp | 7.63%-1.5pp |
| Employer contribution / active EE | $5,503 | $2,545+116.2% | $3,631+51.6% | $2,381+131.2% |
| Participant deferral / active EE | $558 | $2,993-81.4% | $4,082-86.3% | $3,470-83.9% |
| Admin fee / account holder | $749 | $4,046-81.5% | $5,478-86.3% | $4,887-84.7% |