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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,124 | $118,869-36.8% | $96,575-22.2% | $167,518-55.2% |
| Participation rate | 31.6% | 75.5%-43.9pp | 69.8%-38.2pp | 82.1%-50.5pp |
| Annual return | 14.02% | 50.49%-36.5pp | 37.79%-23.8pp | 478.71%-464.7pp |
| Employer contribution / active EE | $779 | $3,120-75.0% | $2,357-66.9% | $4,838-83.9% |
| Participant deferral / active EE | $3,572 | $4,616-22.6% | $3,849-7.2% | $6,342-43.7% |
| Admin fee / account holder | $0 | $8,067-100.0% | $6,182-100.0% | $12,312-100.0% |