See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $30,565 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,638 | $49,808+61.9% | $95,745-15.8% | $74,419+8.4% |
| Participation rate | 66.0% | 66.6%-0.5pp | 72.3%-6.2pp | 70.7%-4.7pp |
| Annual return | 17.49% | 24.91%-7.4pp | 28.35%-10.9pp | 34.38%-16.9pp |
| Employer contribution / active EE | $1,012 | $1,639-38.3% | $2,835-64.3% | $2,637-61.6% |
| Participant deferral / active EE | $3,321 | $3,739-11.2% | $4,245-21.7% | $4,528-26.6% |
| Admin fee / account holder | $95 | $311-69.4% | $5,678-98.3% | $348-72.6% |