See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $34,491 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,437 | $42,901+64.2% | $91,220-22.8% | $64,808+8.7% |
| Participation rate | 67.9% | 68.1%-0.2pp | 73.2%-5.3pp | 71.5%-3.6pp |
| Annual return | -17.26% | -13.53%-3.7pp | 114.01%-131.3pp | 32.82%-50.1pp |
| Employer contribution / active EE | $971 | $1,571-38.2% | $2,850-65.9% | $2,506-61.3% |
| Participant deferral / active EE | $2,970 | $3,501-15.2% | $4,234-29.8% | $4,310-31.1% |
| Admin fee / account holder | $112 | $131-14.3% | $5,420-97.9% | $188-40.2% |