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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,182 | $175,259-48.0% | $149,723-39.1% | $139,487-34.6% |
| Participation rate | 64.7% | 83.4%-18.7pp | 78.8%-14.1pp | 80.3%-15.6pp |
| Annual return | 13.38% | 166.82%-153.4pp | 134.50%-121.1pp | 373.84%-360.5pp |
| Employer contribution / active EE | $3,637 | $5,478-33.6% | $4,821-24.6% | $4,755-23.5% |
| Participant deferral / active EE | $7,413 | $6,522+13.7% | $5,682+30.5% | $6,713+10.4% |
| Admin fee / account holder | $377 | $16,158-97.7% | $13,215-97.1% | $11,407-96.7% |