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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,340 | $202,342-72.7% | $172,753-68.0% | $152,909-63.8% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 3.94% | 1029.88%-1025.9pp | 803.00%-799.1pp | 345.46%-341.5pp |
| Employer contribution / active EE | $843 | $5,857-85.6% | $5,144-83.6% | $4,764-82.3% |
| Participant deferral / active EE | $5,415 | $5,948-9.0% | $5,198+4.2% | $5,851-7.5% |
| Admin fee / account holder | $603 | $17,112-96.5% | $13,956-95.7% | $11,601-94.8% |