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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,172 | $107,733+171.2% | $92,985+214.2% | $154,746+88.8% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 12.32% | 30.39%-18.1pp | 27.99%-15.7pp | 172.34%-160.0pp |
| Employer contribution / active EE | $4,374 | $3,126+39.9% | $2,662+64.3% | $4,379-0.1% |
| Participant deferral / active EE | $10,287 | $5,053+103.6% | $4,377+135.0% | $6,730+52.8% |
| Admin fee / account holder | $80,153 | $11,369+605.0% | $9,463+747.0% | $14,365+458.0% |