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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,513 | $51,222+502.3% | $70,544+337.3% | $75,173+310.4% |
| Participation rate | 96.7% | 61.0%+35.7pp | 68.4%+28.3pp | 67.2%+29.5pp |
| Annual return | 14.87% | 30.06%-15.2pp | 32.79%-17.9pp | 160.72%-145.8pp |
| Employer contribution / active EE | $4,429 | $1,827+142.5% | $2,976+48.8% | $2,671+65.8% |
| Participant deferral / active EE | $9,938 | $2,850+248.7% | $4,568+117.6% | $4,126+140.9% |
| Admin fee / account holder | $57,953 | $4,096+1315.0% | $6,427+801.7% | $5,651+925.6% |