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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,172 | $87,166+235.2% | $76,735+280.8% | $137,256+112.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 12.32% | 26.50%-14.2pp | 29.77%-17.4pp | 220.34%-208.0pp |
| Employer contribution / active EE | $4,374 | $2,904+50.6% | $2,454+78.2% | $4,156+5.2% |
| Participant deferral / active EE | $10,287 | $4,726+117.7% | $4,088+151.6% | $6,407+60.6% |
| Admin fee / account holder | $80,153 | $8,403+853.8% | $7,189+1014.9% | $12,270+553.2% |