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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,505 | $167,504-47.2% | $151,628-41.6% | $134,509-34.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.56% | 7.81%-29.4pp | 3.34%-24.9pp | 418.13%-439.7pp |
| Employer contribution / active EE | $2,495 | $6,828-63.5% | $6,165-59.5% | $4,741-47.4% |
| Participant deferral / active EE | $4,198 | $8,985-53.3% | $8,363-49.8% | $6,400-34.4% |
| Admin fee / account holder | $2,760 | $13,779-80.0% | $11,613-76.2% | $11,427-75.8% |