Retirement plan

ZUCKERMAN SPAEDER LLP 401(K) PROFIT SHARING PLAN

Name: ZUCKERMAN SPAEDER LLP - ZUCKERMAN SPAEDER LLP 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: ZUCKERMAN SPAEDER LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZUCKERMAN SPAEDER LLP 401(K) PROFIT SHARING PLAN, ZUCKERMAN SPAEDER LLP

ZUCKERMAN SPAEDER LLPEIN 52-1112263Plan #001PY 2017

1800 M STREET NW SUITE 1000 - WASHINGTON, DC 200365802202-778-1800zuckerman.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$69.1M

+9.5% from 2016

Total participants

209

-0.9% from 2016

Average account balance

$330,674

+10.0% from 2016

Annual return

20.46%

+13.62 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$109.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$571K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

191

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.84M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$38K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$559

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.3+ years Filed as: WELLS FARGO ADVISORS Service code 26 90 A MAIN STREET · HILTON HEAD, SC 29928	Advisory (Participants)	$28,217
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY PACIFIC GUARDIAN Service code 27 733 BISHOP ST · HONOLULU, HI 96813	Advisory (Plan)	$22,371
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY Service code 27 1 NEW YORK PLAZA 12TH FL · NEW YORK, NY 10004	Advisory (Plan)	$17,160
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY SMITH BARNEY, LLC Service code 26 7272 WISCONSIN AVENUE · BETHESDA, MD 20814	Advisory (Participants)	$5,363
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$425

Plan features & details

Pension benefit codes2A2E2F2G2J2R2T3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$74K

$534 / participant

Investment mgmt$72K97.2%
Contract admin$2K2.3%
Other / not subdivided$3390.5%

% of EOY assets

0.107%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER TILLY VIRCHOW KRAUSE, LLP
Auditor EIN: 390859910
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$330,674

$80,753+309.5%

$136,298+142.6%

$62,293+430.8%

Participation rate

100.0%

73.5%+26.5pp

81.9%+18.1pp

69.5%+30.5pp

Annual return

20.46%

35.83%-15.4pp

5156.27%-5135.8pp

28.90%-8.4pp

Employer contribution / active EE

$13,500

$2,884+368.2%

$4,696+187.5%

$2,042+561.1%

Participant deferral / active EE

$11,924

$5,164+130.9%

$6,247+90.9%

$3,169+276.3%

Admin fee / account holder

$353

$525-32.8%

$9,244-96.2%

$479-26.4%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.3+ years

Filed as: WELLS FARGO ADVISORS

Service code 26

90 A MAIN STREET · HILTON HEAD, SC 29928

Advisory (Participants)

$28,217

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY PACIFIC GUARDIAN

Service code 27

733 BISHOP ST · HONOLULU, HI 96813

Advisory (Plan)

$22,371

MORGAN STANLEY SMITH BARNEY3+ years

Filed as: MORGAN STANLEY

Service code 27

1 NEW YORK PLAZA 12TH FL · NEW YORK, NY 10004

Advisory (Plan)

$17,160

MORGAN STANLEY SMITH BARNEY3+ years

Filed as: MORGAN STANLEY SMITH BARNEY, LLC

Service code 26

7272 WISCONSIN AVENUE · BETHESDA, MD 20814

Advisory (Participants)

$5,363

AMERICAN FUNDS1 year

Filed as: CAPITAL RESEARCH AND MANAGEMENT CO

Service code 64

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$425

ZUCKERMAN SPAEDER LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZUCKERMAN SPAEDER LLP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion