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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,623 | $88,702+13.4% | $81,780+23.0% | $145,978-31.1% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 16.55% | 1029.12%-1012.6pp | 776.27%-759.7pp | 550.52%-534.0pp |
| Employer contribution / active EE | $2,606 | $3,084-15.5% | $2,914-10.6% | $4,662-44.1% |
| Participant deferral / active EE | $5,091 | $4,645+9.6% | $4,321+17.8% | $6,690-23.9% |
| Admin fee / account holder | $1,102 | $8,414-86.9% | $7,384-85.1% | $13,400-91.8% |