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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,219 | $63,346-38.1% | $92,240-57.5% | $70,126-44.1% |
| Participation rate | 54.4% | 68.7%-14.3pp | 76.5%-22.1pp | 69.5%-15.2pp |
| Annual return | 16.24% | 530.19%-514.0pp | 176.29%-160.1pp | 73.15%-56.9pp |
| Employer contribution / active EE | $588 | $2,471-76.2% | $3,680-84.0% | $2,343-74.9% |
| Participant deferral / active EE | $2,939 | $2,854+3.0% | $3,897-24.6% | $3,332-11.8% |
| Admin fee / account holder | $130 | $3,841-96.6% | $5,194-97.5% | $4,645-97.2% |